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The Individual Investor Programme (IIP) grants Maltese citizenship by a certificate of naturalization to foreign individuals and their families who contribute to the economic development of Malta.

The IIP is regulated by the Individual Investor Programme of the Republic of Malta Regulations, 2014 (the “Regulations”).

David Zahra, founder of David Zahra & Associates Advocates, has been approved as an Introducer with Henley & Partners, the concessionaire appointed by the Government of Malta for the IIP. DZ&A is therefore able to introduce ultra-high net worth individuals and families to Henley & Partners for participation in the IIP.

The IIP has a maximum limit of 1,800 applicants.


The Regulations list a number of requirements and necessary investments for an applicant to be able to qualify under the IIP.

Residential Property in Malta

The applicant must acquire and hold a residential immovable property in Malta having a minimum value of EUR 350,000 or take on lease a residential immovable property in Malta for a minimum annual rent of EUR 16,000.

Property that has been purchased or leased may not be let or sub-let and such property must be retained by the applicant for a period of at least 5 years from the date of purchase or lease (unless the applicant proves purchase or lease of another residential property in Malta).

Investment in Malta

The applicant must make investments in Malta amounting to €150,000 in stocks, bonds, debentures, special purpose vehicles or other investments vehicles as may be identified from time to time by Identity Malta, the government agency responsible for the IIP.

The applicant must retain such investments for a period of 5 years.

Contribution Requirement

The following contributions shall be required as a minimum to qualify for citizenship under the programme:

The main applicant: €650,000 – of which a non-refundable payment of EUR 10,000 shall be remitted as a non-refundable deposit prior to submission of the application

Spouse: €25,000

Each child under 18 years of age: €25,000

Each unmarried child between 18-26 years of age: €50,000

Each dependant parent above 55 years of age: €50,000

Residence requirement

The main applicant must provide evidence that he has been a resident of Malta for a period of at least 12 months preceding the date of the issuing of the certificate of naturalisation.

Other Requirements

The main applicant must:

–          be at least 18 years of age;

–          be deemed to be fit and proper persons;

–          be in possession of certificates from a reputable health system to the satisfaction of Identity Malta that the applicant and his/her dependants are not suffering for any contagious diseases and are in good health;

–          be covered by a global health insurance policy;

–          be in possession of police certificate/s and other evidence that the applicant/s have not been found guilty of any crimes and are not in front of any court convicted of having committed any crime; and

–          not be a potential threat to the national security, public policy or public health.

An oath of allegiance must be taken by the applicant and, in some cases, a personal interview may be required.


Other fees shall be due including; due diligence fees (non-refundable), bank fees (non-refundable) and passport fees (refundable only if passport had not been applied for).